🏗️ Build Your Next Project

Build from the Ground Up with Fast Construction Financing

Get flexible funding for land, materials, and labor—approved in as little as 10 days. Perfect for builders and developers.

Finance Land + Construction
Interest-Only During Build
Draw-Based Funding
Fast Approvals

Helping builders and developers nationwide • Available in all 50 states • Fast approvals • Expert guidance

No Income Verification Required
Close in 7 Days*
Up to 85% LTV
PROGRAM OVERVIEW

Construction Financing for Builders & Developers

Ground Up Construction Loans are designed for builders and investors who need capital to fund new residential or multifamily projects. These loans cover both land and construction with draw-based disbursements.

Ideal Borrowers:

Professional builders and contractors
Real estate developers
Investors building spec homes
🔑

Key Benefits

Finance both land purchase and construction in one loan
Interest-only payments during the build phase
Draw-based funding per construction phase
Fast approvals—get started in as little as 10 days
Available for spec homes or investment projects
Flexible terms designed for builders and developers
Nationwide coverage in all 50 states
Experience is helpful but not always required

How It Works

Streamlined underwriting for modern investors.

1. Apply Online

Complete our 3-minute intelligent quote wizard.

2. Customized Quote

Receive a personalized quote tailored to your deal.

3. Streamlined Docs

Upload entity docs and property info. No tax returns.

4. Get Funded

Clear to close in as little as 7 days.

Program Details

Loan Amount$150,000 – $10,000,000+
Term12 – 24 months
Credit Score660+
LocationsNationwide

Get Your Construction Loan Quotes

See your rate & terms with our 2-minute quote form

đź’ˇ

Frequently Asked Questions

Can I use this loan to buy land?

Yes, Ground Up Construction Loans can finance both the land purchase and construction costs in one loan.

Do I need prior building experience?

Experience is helpful but not always required. Some lenders will work with first-time builders who have a qualified general contractor.

How are funds distributed?

Funds are distributed in draw stages as construction progresses. Typically after foundation, framing, drywall, and completion milestones.

What types of properties qualify?

Residential single-family, duplex, triplex, fourplex, and small multifamily properties typically qualify.

Trusted by Builders & Developers Nationwide

$500M+

Funding Requests / Month

2,500+

Investors Matched / Month

25+

Lending Partners