Get flexible funding for land, materials, and labor—approved in as little as 10 days. Perfect for builders and developers.
Helping builders and developers nationwide • Available in all 50 states • Fast approvals • Expert guidance
Ground Up Construction Loans are designed for builders and investors who need capital to fund new residential or multifamily projects. These loans cover both land and construction with draw-based disbursements.
Streamlined underwriting for modern investors.
Complete our 3-minute intelligent quote wizard.
Receive a personalized quote tailored to your deal.
Upload entity docs and property info. No tax returns.
Clear to close in as little as 7 days.
| Loan Amount | $150,000 – $10,000,000+ |
| Term | 12 – 24 months |
| Credit Score | 660+ |
| Locations | Nationwide |
See your rate & terms with our 2-minute quote form
Yes, Ground Up Construction Loans can finance both the land purchase and construction costs in one loan.
Experience is helpful but not always required. Some lenders will work with first-time builders who have a qualified general contractor.
Funds are distributed in draw stages as construction progresses. Typically after foundation, framing, drywall, and completion milestones.
Residential single-family, duplex, triplex, fourplex, and small multifamily properties typically qualify.
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